Miscellaneous Insurance

Miscellaneous Insurance

The term “Miscellaneous Insurance” describes Insurance Contracts that are not related to life, fire, or Marine Insurance. It addresses a number of dangers, the most important of which are:

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☑️ Personal Accident insurance
Individuals or groups of people who want to protect themselves from personal accidents or illnesses might get Personal Accident Insurance. Body damage arising directly and exclusively from an accident caused by violent, visible, and external factors is the risk covered. When an insured person dies or becomes completely incapacitated, the insurer is required to pay a certain amount of money or offer medical benefits to help the insured recover from the damage. A Personal Accident Insurance contract is not an indemnity contract. A Insurance is referred to as “Personal Accident and Sickness Insurance” if it includes covers risks against specific diseases.

☑️ Money Insurance
A Money Insurance Policy covers loss of funds due to theft, robbery, or other uncontrollable circumstances while they are in transit between the insured’s home and a bank, post office, or other designated locations. As long as the money is kept at the insured’s location in a strong room or safe, the policy also covers loss due to burglary or housebreaking.

☑️ Fidelity Insurance
Under it, the Insurance company agrees to pay the insured, or employers, for the losses he has incurred as a result of his employees. The losses could be the result of employee fraud, dishonesty, missing money or commodities, or property damage. To be eligible for its protection, the employer must give the insurer all relevant information about their workers and report any changes to the state of their employment.

☑️ Employers Liability Insurance
Workers who Sustain Accidents or develop occupational diseases while on the job must obtain compensation from their employers. Such compensation is due under the law and is in addition to the amount set by GOSI.

☑️ Travel insurance
In the event that something goes wrong while you are overseas, New India Assurance Travel Insurance you peace of mind. We promise the greatest coverage available at incredibly affordable prices.

☑️ Jewelers Block Insurance
This bundle is specifically made for jewellers and diamontaires, or businesses that deal only in diamonds.

☑️ Health Insurance (VISA Purpose)
The purpose of this regulation was to address the dual requirements of LMRA Visas for a sizable community of expatriate residents over 60, as well as their hospitalisation claims.

“iscellaneous insurance, especially in the area of travel insurance, has gained prominence among customers.” Sanjay Datta – (Head of Underwriting and Claims, ICICI Lombard General Insurance)
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