Motor Insurance

Motor Insurance

Premium Starts At ₹538*
With the correct auto insurance, you can drive worry-free.

Coverage Highlights
Obtain complete auto insurance.

☑️ Comprehensive Protection
Your car is an integral part of your everyday life and serves as more than just a means of transportation. You are financially protected against theft, accidents, natural disasters, and third-party obligations when you get our comprehensive motor insurance. We have the ideal coverage to keep you driving with confidence, whether you own a car, motorcycle, or commercial vehicle.
☑️ Drive Legal, Stay Safe
Steer clear of costly fines and legal issues—The Motor Vehicles Act requires third-party liability insurance to provide financial protection against harm to other drivers.
☑️ Add On Covers
To increase your car’s safety and lower out-of-pocket costs, upgrade your insurance with extras like roadside assistance, engine protection, zero depreciation, and consumables coverage.
☑️ On The Spot Claim Settlement
With our Caringly Yours App, you may file your auto insurance claim right away from the scene of the accident and have it resolved in a matter of minutes.
☑️ 24×7 Spot Assistance
Get roadside assistance around-the-clock, so that no matter when or where your automobile breaks down, help is always only a phone call away.
☑️ Note
*TP Two-Wheeler Insurance Premiums start at INR 538.

We are Always Ready to Assist Our Clients

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Exclusions

What’s not Covered?
  • Intentional Damage
    Depreciation and intentional damage to the vehicle are not covered.
  • Depreciation
    Standard plans do not cover normal wear and tear on a vehicle caused by usage and value depreciation.
  • Mechanical or Electrical Breakdown
    Normal insurance wouldn’t cover the expense of repairs if your car broke down mechanically or electrically.
  • Illegal Activities
    Any kind of unlawful behaviour, including operating a vehicle for criminal purposes, driving while intoxicated, or operating a vehicle without a licence
  • Geographic Limits
    Only within India is your insurance policy valid. Your claim will be denied if your car is involved in a collision outside of the nation.
  • War-related Damages
    War-related or nuclear-related losses are not covered.
  • Overloading the Vehicle
    if you go over your vehicle’s weight or passenger limit, which could result in an accident.
  • Unauthorised Vehicle Modifications
    Your policy can be void if you make any unauthorised alterations to your car, such as adding electrical components.
  • Racing or Speed Tests
    Your claim will be rejected if you damage your automobile while racing, speed testing, or doing illegal feats.
  • Use of Private Vehicles for Commercial Purposes
    If a private car is damaged while being utilised for business or commercial purposes, the claim can be rejected.
  • Note
    Please review the policy language for a list of specific exclusions.
“Our strategy combines innovation and timely launch of new features and add-ons, ensuring that our offerings stay ahead of the curve.” Kishore Kumar Poludasu – (MD & CEO, SBI General Insurance)

Additional Covers

What else can you Get?
  1. 24×7 Road Side Assistance
    offers prompt roadside assistance for problems like as flat tires, towing, fuel assistance, and more.
  2. Consumable Expenses
    coverage for consumables such as brake oil, oil filter, motor oil, lubricants, grease, etc.
  3. Zero Depreciation Cover
    A car’s value decreases annually, but with zero depreciation coverage, you receive the full amount in your possession and there are no depreciation reductions even if you file a claim.
  4. Pay As You Consume
    By choosing the number of kilometres you drive annually, you can reduce your insurance cost if you drive less.
  5. No Claim Bonus Protector
    No Claim Bonus Protector ensures you receive a discount on your premium by protecting your No Claim Bonus even if you file a claim.
  6. Tyre Safeguard
    If an accident damages your car’s tyre or tube, this add-on coverage may be useful. Tyre Secure Cover covers the cost of replacing the insured vehicle’s tires and tubes.
  7. Conveyance Benefit
    This coverage will cover the cost of taxis for your daily commute if your car is being repaired in the garage.
  8. Engine Protector
    covers monetary losses brought on by engine damage to your car.
  9. Return to Invoice (RTI) Cover
    Get your car insurance’s invoice value returned in the event of theft or complete loss.
Services
Contacts
Visit Us Daily

HEAD OFFICE -
Dalhousie, N.S.Road, Beside Kolkata G.P.O, Kolkata - 700001

BRANCH OFFICE -
101/F/3 G.T.Road(West) Mallickpara, Serampore

Mail Us

help@moneymakingmc.com

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