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Certificate of Deposit
Certificate of Deposit
A certificate of deposit is a money market instrument that is issued against an investor’s deposited funds, one of the many different kinds of investments available in India. For a predetermined amount of time, it is dematerialised and invested with the bank. The Reserve Bank of India (RBI) regulates certificates of deposit, which are issued by the Federal Deposit Insurance Corporation (FDIC).
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Investment advice for Certificates of Deposit
☑️ For a minimum of Rs. 1 lakh and its multiples, a CD may be issued to a single issuer.
☑️ A certificate of deposit issued by a commercial bank may have a maturity period of seven days to a year. On the other hand, financial institutions’ certificates of deposit have maturities ranging from one to three years.
“We are committed to making India a ₹426.89 trillion economy. It’s time to invest in India’s growth story.” Nirmala Sitharaman – (Finance Minister of India)
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